The end of older car insurance?

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dlgis
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#1 The end of older car insurance?

Post by dlgis » Fri Dec 15, 2023 2:26 pm

I doubt it, but see what you make of this 😵💫

Darryl
1964 S1 FHC 3.8 opalescent maroon

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DWW
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#2 Re: The end of older car insurance?

Post by DWW » Fri Dec 15, 2023 7:13 pm

I am sure things in that sentiment will eventually come to bare in one form or another, but I suspect not too many of us will be around driving classics by then. Apologies to the younger of us..... :bigrin:
Danny

1962 S1 3.8 FHC (1012/1798)
2015 Range Rover Sport SVR
"Experience is something you don't get until just after you need it."

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christopher storey
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#3 Re: The end of older car insurance?

Post by christopher storey » Fri Dec 15, 2023 8:44 pm

Whoever drafted this knows little, if anything, about the law of contract, at any rate in common law countries. An insurance contract is neither more than less than that, a contract, and its terms are settled at the date that the contract is made. Its terms do not alter as you drive along ; so , if you exceed the speed limit, the premiums do not automatically increase . Equally, if, for example , you give up driving at night, they do not automatically reduce. I have to say, that having heard the garbage contained in the first part of the video, I did not bother wasting time watching the rest of it

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chrisfell
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#4 Re: The end of older car insurance?

Post by chrisfell » Fri Dec 15, 2023 11:18 pm

Insurance is a more than just a contract in English and Welsh law, it is a contract of utmost good faith - each of the parties must inform the other of everything that might materially affect the contract. This usually means the policy holder must fess up licence endorsements driving fines personal disabilities modifications to a vehicle or house or whatever is being insured etc ..... And the insurer must detail all the small print in full. Uberrimae Fidei (and I'll bury yours.... Ta dum, tish)
Chris '67 S1 2+2

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gtjoey
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#5 Re: The end of older car insurance?

Post by gtjoey » Mon Jan 01, 2024 2:31 pm

Like the ELECTRIC CAR fiasco, once all the POLITICIANS AND INSURANCE COMPANY CONTRIBUTORS get there deposits and the masses punch back, this is just another NEW COLLEGE DEGREE IDIOT IDEA!
It wont fly because ALL the above whores will lose BILLIONS from the nonrevenue stream.
Ah Socialism, keep trying boys, it still wont work.
I repeat, 3 years ago the world was a MUCH better place, I wonder what changed.......?
We need a MAN with mean tweets to keep the ZOO in tacked.
Pray everyone, we are 11 months away.
If not ROD SERLINGWAS RIGHT ALLLTHE YEARS AGO........Blow the horn and head for the trees.......
Love
Always right
GTJOEY1314
Having fun for the new year.

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dlgis
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#6 Re: The end of older car insurance?

Post by dlgis » Tue Jan 02, 2024 7:05 pm

Thanks for setting my mind to rest Joey 😆
Darryl
1964 S1 FHC 3.8 opalescent maroon

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Series1 Stu
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#7 Re: The end of older car insurance?

Post by Series1 Stu » Tue Jan 02, 2024 7:57 pm

And, of course, America IS the World!

:banghead:
Stuart

If you can't make it work, make it complicated!

'62 FHC - Nearing completion
'69 Daimler 420 Sovereign
'78 Land Rover Series 3 109

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gtjoey
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#8 Re: The end of older car insurance?

Post by gtjoey » Fri Jan 05, 2024 10:45 am

No problem Daryl😁
Stu , The U. S. Is in complete free fall .
It’s no bargain here either.
But last trip getting off at Heathrow , I thought the plane landed in Bangladeshi !
I’m looking around Milan to retire.
All the rest other than a villa in the south of France are gone.
Hopefully we go back to some sanity but the whole insurance scheme will never happen
Gtjoey in the insurance business 40 years , now retired and is always right 😁👍🏾🙏❤️

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Fuel.inj
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#9 Re: The end of older car insurance?

Post by Fuel.inj » Fri Jan 05, 2024 4:34 pm

WT* is he on?🤔
Paul.
1971 S2 FHC (Opalescent Blue)
1990 Mercedes Benz 260E
1972 Saab 96 V4
A number of Nortons.
1939 Triumph T100

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JerryL770
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#10 Re: The end of older car insurance?

Post by JerryL770 » Sun Jan 14, 2024 12:13 pm

christopher storey wrote:
Fri Dec 15, 2023 8:44 pm
. . . . a contract, and its terms are settled at the date that the contract is made.
Precisely, and if it's terms say if you do X, Y, Z whilst driving the insured vehicle it will have x, y, z effect on the premium you pay (monthly??). Who can negotiate terms with a big insurance company? Anyway, it would likely be only the big, main stream insurance companies covering Joe Blogs who would do that.

Also, when you consider that the classic car business in the UK is worth billions of £££ a year, there will be plenty of insurers wanting to tap into that market and willing to offer business to classic car owners.

So, no worries IMHO.
Jerome Lunt
1970 S2 FHC - Dark Blue, Red Interior, MX5 Seats
2008 MX-5 NC PRHT

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gtjoey
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#11 Re: The end of older car insurance?

Post by gtjoey » Wed Mar 13, 2024 7:13 pm

Remember when you guys thought I was posting crazy….
Been in the insurance game 40 years
This is what’s

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