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#1 Continious Insurance from January 2011 (New one on me)

Posted: Fri Jan 14, 2011 2:36 pm
by Tony
They kept this quiet, Is it true?

Quote: Continuous insurance enforcement comes into effect in January 2011. From then on you must either have your car SORNED or insured or be liable for a ?80 - ?1000 fine.

This is particualrly dangerous for those of us with tax exempt cars who may get the free tax disc, run the car for the summer then let the insurance lapse over winter or whilst repairs are being carried out.

From January once your insurance has run out and you don't renew you must submit your tax disc and SORN the car and the reapply for a disc once you are insured again.

Doesn't matter if it's kept on private property / in a garage etc - it must be either insured or sorned. The only exceptions are those which are 'sorn exempt' - ones that have been off the road continuously since 1988

Wouldn't want anyone to get caught out but the fact that this has hardly been mentioned anywhere means a lot of folk sadly will - spread the word. Unquote

I don't suppose it effects E Type owners who tend to insure for the full year anyway but it's amazing the lengths they go to to trap the motorists of this country. I am beginning to think we must be an evil lot. The real crooks don't seem to get this sort of attention

#2

Posted: Fri Jan 14, 2011 2:46 pm
by MarkE
It's just a way to try and cut down on the number of un-insured cars on the road, Tony. There are 10s of thousands of banger cars out there which are not insured, and loads of kids for whom insuranve starts at ?1500....a few are taking the risk.

It really doesn't affect the owner of a classic car with any value, as the car will either be on the road and insured, or off the road and sorned....and probably insured as well!

#3

Posted: Fri Jan 14, 2011 6:34 pm
by GSR 54D
Agree with "Mark E" the current value of our cars means they ought to be insured all year!! (at least to cover theft). Anything to discourage uninsured cars is good news.

John H

#4

Posted: Fri Jan 14, 2011 6:48 pm
by Heuer
Given my fully comp, unlimited mileage, agreed valuation insurance costs ?295 p.a. it is hardly worth the bother trying to negotiate of 6 month policy.

#5

Posted: Fri Jan 14, 2011 10:48 pm
by JEP41
I picked up on this several months ago and added my C-Type Replica which is nearing completion onto my Footman James policy which already covers my E-Type and MK2. It added just 85 pounds sterling to the premium. I agree with David, easier just to keep cover active at all times. Having all three on one policy is a plus just one renewal each year :D