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#1 Insurance certificate
Posted: Tue Oct 08, 2013 11:21 pm
by Tony
I have just insured my son on the e type for his wedding and honeymoon over a 2 week period. He is 27 with no conviction etc. I am insured with Carol Nash at an additional cost of ?45 which I thought was reasonable. The revised insurance certificate arrived but does not mention my son as named driver for the 2week period. I rang up the broker and they stated they did not put the named driver on the new certificate for only a two week period, but assured me he was insured and they had all the details if required. My concern is that I have no certificate or evidence other than the additional premium. Does this sound normal to any of you?
#2
Posted: Wed Oct 09, 2013 2:49 am
by PeterCrespin
What did they revise then, if not the name(s) of insured driver(s)?
I put an ex-Jag friend on my car in the UK when he came over from the USA. I was the other way round in that he stayed on there more or less permanently with Footman James, as at renewal time they said I was allowed an extra driver free.
I'd want an email or a name over the phone so it's not just your word against theirs if an accident should occur.
Pete
#3
Posted: Wed Oct 09, 2013 9:19 am
by christopher storey
When I have added additional drivers, the certificate has always arrived with all the drivers named on it. I would absolutely insist on the certificate doing this
#4
Posted: Wed Oct 09, 2013 11:16 am
by SESH
Totally agree, get a certificate with his name on. What would happen in the event of an accident and producing documents to the third party or the Police? Even if stopped for a Police check you will need a certificate with his name on it.
#5
Posted: Fri Oct 11, 2013 2:26 am
by mystery type
The revised insurance certificate arrived
what exactly is revised then, if not the new named driver?
just the premium

give us your money

#6
Posted: Fri Oct 11, 2013 7:42 am
by Tony
I have phoned them again expressing my concern. They are sending me a letter to confirm he is covered. It will be interesting to see what it says
#7
Posted: Sat Oct 12, 2013 8:28 pm
by Sjmmarsh
If the policy covers any driver driving with your permission then you will be OK, or a letter conforming cover.
The problem with covering him for a limited period is that the insurance certificate is normally for a 12 month period and your son won't be a named driver for the whole year.
What did they change on your certificate? My guess is you have an additional endorsement that relates to the cover.
Steve
#8
Posted: Sat Oct 12, 2013 11:42 pm
by Tony
Steve,
I think you are right, they did mention an endorsement when I rang. I will wait and see what the letter says.